Starting at only $48 per week

MyAutoCredit.ca is designed to simplify your car buying experience and provide you with the best possible financing solutions.

* No obligations or impact to your Credit Score

Why Choose MyAutoCredit.ca

Car Buying Tailored to You, Starting at Only $48 per Week

We combine precise trade appraisal with a detailed credit analysis, giving you a clear picture of your vehicle's value and financial standing. We then provide tailored options to help you make confident, informed decisions.

Fast & Personalized Vehicle Financing

Choose Your Desired Vehicle Type

Take control of your car shopping experience with MyAutoCredit. Get pre-approved for a car loan and find your ideal vehicle, whether it's an SUV, truck, or car, all from the comfort of your home.

Convenient

How It Works

Start your journey to the perfect vehicle and financial freedom with our seamless, hassle-free process!

1

Get a Free Credit Score

Simply fill out our quick, user-friendly application using the Equifax no-hit credit check tool. Our finance specialists then collaborate with various lenders to secure a pre-approval tailored to your unique credit situation.

2

Get Pre-Qualified for Financing

Our dedicated specialists personally connect with you to verify your details. We'll schedule a time for you to explore our extensive inventory, ensuring you find a vehicle that fits your budget and lifestyle seamlessly.

3

Choose Your Vehicle You Can Afford

With the paperwork signed, you're not just driving away with a new vehicle; you're starting a journey to credit revival. Let's navigate towards a brighter financial future together!

* No obligations or impact to your Credit Score

Understand Your Credit

Make Credit Informed Decisions

Your credit score is crucial in securing loans, getting favorable interest rates, and even renting an apartment. Knowing your credit score helps you make informed decisions about car financing options. With our free Equifax Credit Score tool, you can see where you stand and what you can afford.

What People Say

Join Others Just Like You

Rejected by dealerships? MyAutoCredit specializes in sub-prime auto financing. With 700+ successful deals, our expert team secures the best rates, as low as 4.99% APR, with 95% of our approvals are done in less than 60 minutes.

I've been having my trucks serviced here for many years, and very importantly no comebacks on the work done. I've been dealing with a service rep named Sylvie who knows her stuff and has the same mechanic do all my work as he knows the truck and is very reliable. Sylvie is great I hope she will be there for years to come.

R
Rachel and Martin MacLean

Good experience purchasing a used vehicle, Sébastien and Wael always responded quickly to requests, they were conciliatory and accommodating. Everything went well, I recommend without hesitation.

M
Mathieu GOGUET

An experience and impeccable service in sales I had the honor of doing business with Wael who listened to my needs, in financing JP was superb in advising me on the right products adapted to my needs and my truck, in the after-sales service I dealt with Sylvie who is always friendly and very accommodating, thank you for your great service and your superb team 👌

B
Brian Lannigan

Frequently Asked Questions

Everything You Need To Know

Interested but still have questions? We've collected the most common questions people ask us.

What is sub-prime financing?

Sub-prime financing is designed for individuals with less-than-perfect credit. We specialize in securing the best possible rates for you.

How do I get my free Equifax credit score?

Simply click on our "Pre-Qualify" button and fill out the form. You’ll receive your score instantly.

Can I finance a car if I have bad credit?

Yes! Our team has over 15 years of experience in helping clients with bad credit secure great deals on their vehicles.

How long does the approval process take?

You’ll get a response within 48 hours, so you can start planning your next steps quickly.

Instant Pre-Qualification

You Are One Step Away From Pre-Approval

Know what car you can afford before you buy and save yourself time and headaches.

* No obligations or impact to your Credit Score

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